Buying a home can be one of your most significant investments in life. Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. The goal of this page is to provide you with detailed information to assist you in making an intelligent and informed decision. Remember, if you have any questions about the process, I'm only a phone call or email away! 

Home Buying Articles and Advice

Benefits of Owning Your Own Home

• The Best Investment
• Income Tax Savings
• Stable Monthly Housing Costs
• Forced Savings
• Freedom and Individualism
• More Space

Important Things To Avoid Before Buying a Home

• Don't Move Money Around
• The Effect of Changing Jobs
• No Major Purchases of Any Kind

Don't Buy a Car - or Did You Already Buy One?

• When Income Grows and You Want to Buy "Stuff"
• Debt-to-Income Ratios and Car Payments
• How Buying a Car Reduces Your Purchase Price

The Business Cycle and Buying a Home

• Recession and Expansion
• Supply and Demand
• Should You Try to "Time the Market"?

Comparable Sales and Your Offer Price

• Determining Your Offer Price
• Comparable Sales

Major Factors Influencing your Offer Price

• Other Factors Influencing Your Offer Price

Offering to Purchase Real Estate- the Basics

• Writing an Offer to Purchase Real Estate

Writing an Offer - Safeguards Regarding the Property

• Disclosures From Seller

How Financing Details Affect Your Offer

• Down Payment & Other Details

How FHA and VA Financing Affects Your Offer

• VA & FHA information

Selecting Service Providers

• Service Provider Information

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